In partnership with

Where to Invest $100,000 Right Now, According to Experts

Investors face a dilemma. When the S&P 500 finished its worst quarter since 2022 last month, diversifiers like bonds and bitcoin fell too.

Even with the turnaround in mid-April, analysts at Goldman Sachs and Vanguard have projected low-single-digit annualized returns from 2024-2034.

Bloomberg asked where experts would personally invest $100,000 for their March monthly edition.

One answer that surfaced for a second time? Art.

It's what billionaires like Bezos and the Rockefellers have privately used to diversify for decades.

Why?

1. Appreciation. The ArtPrice100 Index outpaced the S&P 500 overall from 2000 to 2025

2. Low-correlation. The postwar contemporary segment has moved independently of traditional investments like stocks since ‘95.*

3. Resilience. A scarce, physical, and global asset class with decades of demonstrated demand.

Thanks to the world's premier art investing platform, now anyone can invest in works featuring legends like Banksy, Basquiat, and Picasso, without needing millions.

Shares in new offerings can sell quickly but...

Our subscribers skip their waitlist*

^{*According to Masterworks data. Investing involves risk. Past performance is not indicative of future returns. See important Reg A disclosures at masterworks.com/cd.}

Good Morning Crypto Enthusiasts!

Glad to have you back for another edition of the UseTheBitcoin.com newsletter.

1. Raydium Hit by $1.3M Exploit: An attacker exploited legacy Raydium pools, resulting in approximately $1.3 million in losses.

2. Japan Pushes Crypto Into Mainstream Finance: Japan is considering reforms that could lower crypto taxes to 20% and classify digital assets alongside traditional financial products.

3. Mastercard Expands Stablecoin Settlement: Mastercard has enabled 24/7 settlement using stablecoins while integrating Stellar-powered payment capabilities.

4. Velvet (VELVET) Jumps 125%: Velvet surged 125% in 24 hours as traders piled into the token amid heightened market interest.

5.  💡 Feature of the Day: BlackRock Reveals Bitcoin Income ETF Fee: BlackRock has set a 0.65% management fee for its upcoming Bitcoin Income ETF, offering investors a new way to generate income from Bitcoin exposure.

   
   All this and more in today’s headlines!

📰 News Highlights:

Raydium Hit by $1.3M Exploit [Source] [Source] [Source]

A security breach has hit Solana-based decentralized exchange Raydium, with attackers stealing approximately $1.3 million in crypto assets by exploiting outdated liquidity pools that had remained on-chain for years.

Raydium confirmed that the affected pools were no longer accessible through its official user interface, adding that current users, active liquidity pools, and ongoing trading operations were not impacted by the exploit.

The $1.3 million Raydium exploit targeted old liquidity pools that were no longer part of the platform’s active system, allowing an attacker to withdraw real assets through a fake token supply.

Japan Pushes Crypto Into Mainstream Finance [Source] [Source]

Japan has taken a major step toward fully accepting cryptocurrency as part of its financial system. The country, which has the world’s fourth-largest economy, is now working on rules that treat crypto like regular investment assets such as stocks.

This change signals a clear shift in how Japan views digital assets like Bitcoin (BTC) and Ethereum (ETH), moving them from a “high-risk” category into a more standard financial framework.

Japan is also pushing deeper innovation across its financial system, including plans to build a digital financial framework that combines AI and blockchain, showing how digital assets may connect with emerging technologies.

Mastercard Expands Stablecoin Settlement [Source] [Source]

Mastercard has introduced a major upgrade to its settlement infrastructure, enabling intraday, weekend, and holiday card settlements using regulated stablecoins.

For decades, card payment settlement has been constrained by banking calendars, meaning transactions processed late in the day or during weekends often wait until the next business cycle to clear.

Mastercard is reshaping how money moves by making settlement faster and always available. With regulated stablecoins and round-the-clock processing, payments are no longer held back by banking hours.

Velvet (VELVET) Jumps 125% [Source][Source]

Velvet trades across both centralized and decentralized exchanges, with 32 active trading pairs currently live. Volume is spread across multiple platforms, which signals healthy market participation rather than price action driven by a single venue.

A 125% gain in a single day does not happen without something pushing it. Velvet Capital is a DeFi portfolio management protocol operating across multiple chains, including the BNB Chain ecosystem.

💡 Feature of the Day: BlackRock Reveals Bitcoin Income ETF Fee

BlackRock confirmed the BlackRock Bitcoin Income ETF fee at 0.65%, marking the first major cost disclosure since the fund was announced earlier in 2026. The fee sits noticeably higher than BlackRock’s iShares Bitcoin Trust (IBIT), which charges investors just 0.25% annually.

This fund is not a variation of IBIT. It combines Bitcoin exposure with a yield-generating strategy, distributing regular income to investors rather than offering pure price appreciation.

The key question is whether the income generated justifies the added cost relative to holding IBIT and managing a covered call strategy independently. Investors who need yield but cannot access Bitcoin derivatives directly will find limited alternatives to a product like thiCrypto tax reports in under 20 minutes!

😂 Crypto Meme of the Day: 

Meme of the day provided by @TheBTCTherapist

And that’s it for this today.

See you all tomorrow’s edition!

Mazel Ventura
UseTheBitcoin.com