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Where to Invest $100,000 Right Now, According to Experts

Investors face a dilemma. When the S&P 500 finished its worst quarter since 2022 last month, diversifiers like bonds and bitcoin fell too.

Even with the turnaround in mid-April, analysts at Goldman Sachs and Vanguard have projected low-single-digit annualized returns from 2024-2034.

Bloomberg asked where experts would personally invest $100,000 for their March monthly edition.

One answer that surfaced for a second time? Art.

It's what billionaires like Bezos and the Rockefellers have privately used to diversify for decades.

Why?

1. Appreciation. The ArtPrice100 Index outpaced the S&P 500 overall from 2000 to 2025

2. Low-correlation. The postwar contemporary segment has moved independently of traditional investments like stocks since ‘95.*

3. Resilience. A scarce, physical, and global asset class with decades of demonstrated demand.

Thanks to the world's premier art investing platform, now anyone can invest in works featuring legends like Banksy, Basquiat, and Picasso, without needing millions.

Shares in new offerings can sell quickly but...

Our subscribers skip their waitlist*

^{*According to Masterworks data. Investing involves risk. Past performance is not indicative of future returns. See important Reg A disclosures at masterworks.com/cd.}

Good Morning Crypto Enthusiasts!

Glad to have you back for another edition of the UseTheBitcoin.com newsletter.

1. SBI Shinsei Tests Crypto Interest Rewards: SBI Shinsei Bank has launched a pilot program allowing customers to receive deposit interest in Bitcoin, Ethereum, or XRP.

2. Humanity Protocol Faces $31M Wallet Drain Report: Humanity Protocol is under scrutiny after reports surfaced of a wallet linked to the project losing approximately $31 million in assets.

3. UNDP Forms Blockchain Advisory Group: The United Nations Development Programme has assembled a blockchain advisory group featuring 26 global Web3 leaders to support digital innovation initiatives.

4. Institutional Bitcoin Buying Accelerates: Governments, family offices, and institutional investors continue increasing their Bitcoin holdings as adoption expands worldwide.

5.  💡Feature of the Day - Whale Opens Massive $111.5M 50x Leveraged Short: A crypto whale has placed a $111.5 million Bitcoin short position with 50x leverage, signaling a high-conviction bet on a potential market downturn.

   
   All this and more in today’s headlines!

📰 News Highlights:

SBI Shinsei Tests Crypto Interest Rewards [Source] [Source] [Source]

Japan’s SBI Shinsei Bank is preparing to launch a pilot program that will allow customers to convert a portion of their deposit interest into cryptocurrency, including Bitcoin ($BTC), Ethereum ($ETH), and XRP ($XRP).

This initiative marks a significant step in bridging traditional finance and digital assets in Japan. The pilot covers both standard and term deposits (three months to five years) and is set to run for three months before a broader rollout in autumn 2026.

To receive the crypto interest, customers will continue to earn fiat interest as usual but will receive a crypto voucher on top, calculated using live market rates at the time of redemption and processed through SBI VC Trade, SBI’s proprietary crypto exchange.

Humanity Protocol Faces $31M Wallet Drain Report [Source] [Source] [Source]

Humanity Protocol faced a severe security incident after reports emerged of a major wallet exploit that drained roughly $31 million from addresses tied to the app’s ecosystem.

According to on-chain data shared by analysts, an attacker drained around $31 million from wallets tied to the app’s ecosystem. The stolen funds were quickly moved across multiple addresses in an apparent attempt to hide their trail.

Following the exploit, $H entered a phase of extreme market instability as liquidity quickly drained from key trading pools. Within hours, the token fell by roughly 90%, driven by forced selling, panic exits, and cascading liquidations across leveraged positions.

UNDP Forms Blockchain Advisory Group [Source]

The United Nations Development Programme (UNDP) has officially launched the Blockchain Advisory Group (BAG), a new initiative designed to connect blockchain industry leaders with international development experts to explore practical uses of decentralized technology for the public good.

The Blockchain Advisory Group currently consists of 26 organizations representing blockchain foundations, infrastructure providers, media organizations, exchanges, and nonprofit initiatives.

Institutional Bitcoin Buying Accelerates [Source]

Institutional Bitcoin buying is picking up real momentum in 2026. Coinbase recently shared data showing that governments, family offices, and sovereign wealth funds are not just holding BTC. They are actively adding to positions at current prices. 

The growing institutional conviction behind Bitcoin in 2026 strengthens the long-term investment case considerably. That said, price volatility remains real and personal risk tolerance still matters. Read our full breakdown on whether Bitcoin is a good investment before making any financial decisions.

💡 Feature of the Day:

Whale Opens Massive $111.5M 50x Leveraged Short [Source]

A whale just put $111.5 million on the line, betting the S&P 500 falls, and they’re doing it with 50x leverage. Reports across trading communities detail a single short position at extreme leverage, with a liquidation price around $8,295. 

At that size, there is almost no margin for error. One bad session wipes the trade entirely. The position has captured attention for a reason. This isn’t a hedge. It’s a declaration that the market is headed lower, and whoever placed it is willing to lose everything if they’re wrong.

At 50x leverage, the math is brutal. A move of just 2% against the position is enough to trigger liquidation, meaning the trader is essentially betting that the S&P 500 not only falls, but falls soon. 

The liquidation price of $8,295 also sits well below current levels, which tells you how aggressively this position is structured. There is no built-in cushion, no room to wait out short-term volatility.

😂 Crypto Meme of the Day: 

Meme of the day provided by @TheBTCTherapist

And that’s it for this today.

See you all tomorrow’s edition!

Mazel Ventura
UseTheBitcoin.com